In April 2009, the Chinese government launched a national health care reform program, with the goal to provide affordable, equitable and effective health care for all by 2020. Since then, government spending on health care has more than tripled. By 2012, with substantial government subsidies, 97 percent of the Chinese population were covered by one of the three basic medical insurance schemes in China. The expansion of insurance coverage, however, has not kept pace with expenditure escalation, resulting in increases in out-of-pocket (OOP) payments and financial burden. This research analyzes the reuslts of this project.